00326nam a22001457a 4500003000400000005001700004008004100021020001500062040000700077082001400084100002200098245002700120260002500147300000800172OSt20220117145808.0220117b        |||||||| |||| 00| 0 eng d  a0876921225  cHU  a620.00452  aHalpern  Siegmund  aThe Assurance Sciences  aNew DelhibNew Delhi  f431